Neo is a Canadian tech company that reimagines the way people spend, save, and earn rewards. We’re helping you make the most out of your time and money by building from the ground up using today’s technologies.
You can open an account within minutes, earn instant cashback at your favourite stores, and get real-time notifications when you spend and save, all without monthly or annual fees.
You need to live in Canada, have a Canadian photo ID, and be the age of majority in your province to apply for the Neo Card. A range of credit scores are accepted.
Earn an average of 5%+¹ cashback at thousands of local and national Neo partners, including most major gas stations, grocery stores, restaurants, gyms, coffee shops, and more. Simply pay with your Neo Card to earn cashback rewards automatically.
The Purchase Credit Rate / APR on the Neo Card is 19.99%-24.99%**.
The standard rate on purchases and cash advances is dependent on our assessment of your credit application, credit profile, and your province. See your Cardholder Disclosure at time of application for your specific rate.
There are no annual or monthly fees. We’re here to give you the most out of your money, so you keep the extra cash and do what you want with it.
Apply now for a Neo card. Once you’ve been approved, we’ll add $25 to your rewards balance. Terms and conditions apply.
